No, this was on top of the standard year out of competition (and the €200 per month was while Bruno was still with the FFSG). It took about two years for FFSG to bring their asking price down enough that the German federation would pay it, IIRC, and by then Bruno had already sat out the required year out of international competition and then some, lost his apartment and spent some considerable time basically living on thin air. He got more support from his parents and fiancee than from the federation that allegedly wanted him to stay in France.
Federations do not have to let anyone go, and they can be petty and nasty about it if there are petty, nasty people in charge. I remember hearing about more than one pair skater who's requested release from Russia and just been flatly denied in the wake of Katia Alexandrovskaya switching to Australia and promptly scooping some key junior medals out from under Russia's nose with Harley.
OK. But if Medvedeva and/or Zagitova were to change federation they might leave in good terms with the RusFed and be able to support themselves financially.